We are an FHA direct lender, with few to no overlays. Allowing us to be very competitively priced and a smooth underwriting process.

Program Highlights

3.5% down payment on purchases

Low credit score allowed

Only 3 years required from previous foreclosure & short sale

Gift funds allowed for down payment

Higher ratios allowed for easier qualifying

Property can be in “fair” condition

Can pay off debt to qualify

We have many FHA loan programs to offer with a multitude of investors, allowing us to find the perfect program for each of our clients.